Home Gaming Ultimate Guide to Bank Heist in Payday 3

Ultimate Guide to Bank Heist in Payday 3

by Isabella Dager
bank heist

Payday 3 is one of the most popular shooter games with various intriguing features and activities. One of the activities players can do in the series of payday is the Bank Heist. In Payday 3, players can take two Bank Heist, including No Rest for the Wicked and Gold & Sharke.

Bank Heist is the quickest and best way to make money in the game, but it also requires intensive planning and excellent coordination between team members. This article will dive deeper into Bank Heist and how players perform Bank Heists in Payday 3.

What Is a Bank Heist in Payday 3?

bank heist

The Payday series is famous for its intriguing and cinematic Heist. In Payday 3, Starbreeze Studio has brought some uniquely challenging and ready-to-play Heists. Players tend to jump into the Bank Heist and scavenge all the possible loot.

As of the start of the game, players are given eight Heists to play. Here is those Heist in the game:

  • No Rest for the Wicked
  • Road Rage
  • Dirty Ice
  • Rock the Cradle
  • Under the Surphaze
  • Gold and Sharke
  • 99 Boxes
  • Touch the Sky

Among this Heist, there are only 2 Bank Heist you can do, and they are No Rest for the Wicked and Gold and Shark. While No Rest for the Wicked is the first Bank Heist you must do in the game, Gold and Shark is a more advanced and challenging one.

Why Play a Bank Heist in Payday 3?

There are many reasons why you might want to play a bank heist in Payday 3. Here are some of them:

  • You can experience the thrill of being a mastermind criminal who plans and executes a perfect robbery.
  • You can enjoy the adrenaline rush of being under pressure from the police and other enemies who try to stop you.
  • You can test your skills and strategies in different scenarios and difficulties.
  • You can earn money and reputation that you can use to upgrade your character and equipment.
  • You can have fun and cooperate with your friends or other players online.
  • You can challenge yourself and unlock achievements and rewards for completing heists in certain ways.

How To Complete Gold and Sharke?

Gold and Sharke is a Berlin Deutsche Zentralbank (DZB) heist. It is more difficult than No Rest for the Wicked, as it involves more security measures and obstacles. Here are the steps you must follow to complete this heist successfully.

1. Enter the Bank

bank heist

Entering the Bank is similar to No Rest for the Wicked, except that there are more guards and cameras around. You can enter through the main gate, which will alert everyone inside. You can also enter through a side door or a window, which will require some hacking or lockpicking skills.

2. Enter the Vault Loudly

bank heist

Unlike No Rest for the Wicked, you cannot enter the Vault silently in this heist. You need to drill through a massive metal door that will take some time and make a lot of noise. You also need to deal with waves of cops and SWAT teams that will try to stop you.

You will also need to hack into a computer terminal inside a security room to disable some lasers and turrets inside the Vault.

3. Loot the Vault

bank heist

After you enter the Vault, you can loot all the gold bars inside it. There are also some diamonds and paintings that you can take for extra cash. However, be careful not to trigger any explosives or traps inside the Vault.

4. Escape the Bank

Once you have looted everything you want, you need to escape the Bank. You can either go back through the same way you came in or use a different exit. There are several exits available, such as:

  • A truck parked outside a garage door.
  • A boat on a river behind the Bank.
  • A plane on a runway near the Bank.
  • A train on a track under the Bank.

Choose an exit that suits your situation and make your way out of the Bank.

How to Master a Bank Heist in Payday 3?

After you have executed a bank heist in Payday 3, you may want to master it. This means that you can complete the heist in the most efficient, effective, and rewarding way possible. To master a bank heist in Payday 3, you need to follow these tips and tricks:

Tips And Tricks for Bank Heist

Here are some tips and tricks that can help you perform Bank Heist more efficiently and effectively.

  • Use stealth as much as possible to avoid unnecessary attention and resistance.
  • Use silenced weapons and gadgets to take out guards and cameras quietly.
  • Use ECM jammers to temporarily disable alarms and electronic devices.
  • Use thermite or C4 to breach walls or doors quickly.
  • Use saws or drills to open safes or lockers faster.
  • Use hostages to trade with cops or delay assaults.
  • Use body bags to hide corpses or loot bags.
  • Use loot bags to carry more money or valuables.
  • Use skills and perks to enhance your abilities and performance.

Challenges and Achievements for a Rewarding Heist

  • If you want to make your heist more challenging and rewarding, you can try to complete some of the challenges and achievements that are available in Payday 3. These are optional objectives that test your skills and strategies in different ways. For example, some of the challenges and achievements for a bank heist are:
    • No alarms: Complete the heist in stealth mode without triggering any alarms.
    • No kills: Complete the heist without killing anyone.
    • No damage: Complete the heist without taking any damage.
    • No downs: Complete the heist without getting downed or revived.
    • No equipment: Complete the heist without using any equipment.
    • No skills: Complete the heist without using any skills or perk decks.
    • No mods: Complete the heist without using any weapon modifications.
    • Solo: Complete the heist by yourself without any AI or human partners.
    • Speedrun: Complete the heist as fast as possible.
    • Overdrill: Find and open the secret vault in First World Bank.
  • Completing these challenges and achievements will give you more money, reputation, and rewards, such as masks, weapons, equipment, skills, and more.

If you are interested to know about Payday 3 Solo Heisting, then read Payday 3 Solo Heisting: Everything You Need to Know.


How many Players can Play a Bank Heist in Payday 3?

You can play a bank heist with up to four players online or offline. You can also play solo with AI bots if you prefer.

How Long does a Bank Heist Take in Payday 3?

The duration of a bank heist depends on many factors, such as the location, difficulty, approach, and performance of the players. A typical bank heist can take anywhere from 10 minutes to an hour or more.

How much Money can I Earn From a Bank Heist in Payday 3?

The amount of money that you earn from a bank heist depends on many factors, such as the difficulty, loot type, loot amount, challenges, and achievements that you complete. A typical bank heist can earn you anywhere from $100,000 to $10,000,000 or more.

How can I Unlock more Bank Heists in Payday 3?

You can unlock more bank heists by completing heists and leveling up. You can also unlock more bank heists by buying DLCs or joining other players’ lobbies.

How can I Get Better at a Bank Heist in Payday 3?

You can get better at a bank heist by practicing and learning from your mistakes. You can also get better by reading guides, watching videos, or asking for tips from other players.


Bank Heist is one of the most exciting and rewarding activities in Payday 3. It requires careful planning, coordination, and execution. By following this guide, you can master Bank Heist and enjoy the thrill of robbing Banks in Payday 3.

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